Stratford Apartments Application Criteria

Please read our application criteria and community policies below. An application must be submitted by every adult who will live in the apartment.

Application Fee: $45.00 – first applicant / $25.00 per additional applicant

Once your application has been approved, you will need to provide the following:

1. Deposit in the amount of  one month’s rent is required 48 hours after approval. This will hold the apartment for you until move-in. The deposit is non-refundable.
2. Upon receiving your keys, you will need to provide payment for your security deposit in the amount 1½ months rent.
3. At lease signing you will need to provide proof of renters insurance that complies with the requirements in the lease.

CREDIT CARD, DEBIT CARD, MONEY ORDER, OR CERTIFIED CHECK made payable to Stratford Apartments to pay application fee, security deposit, inspection fee and first month’s rent.

Income: Each occupant over the age of 18 is required to complete an application. Each applicant must demonstrate a verifiable income. There is a minimum monthly income of 3 times the monthly rent to qualify.

Combined Income: The combined income of roommates will be considered, provided each applicant earns a minimum of 70% of the total qualifying income.

Credit: A credit history depicting any of the following may be grounds for denial:
a. Unpaid liens or judgments.
b. Bankruptcy, unless applicant can provide verification that positive credit has been reestablished and maintained after seven years of discharge.
c. We use a statistically validated scoring model, which measures each applicants risk in terms of paying their monthly rent. The model takes into consideration many aspects of an applicant’s credit history and income to determine the amount of risk for that particular applicant. Management has set specific decision points within the models score range for Ken Gardens Apartments.

Rental History: Applicant must demonstrate a minimum of two (2) years rental or ownership history if applicable. History of a poor payment record, destructive or abusive behavior or poor housekeeping practices will be grounds for denial.

Co-signers: Co-signers will be considered only where income is deficient, not with credit or job defaults. Co-signers must have a qualified income of 1.5 times the monthly rent to co-sign.

Criminal: A criminal background check will be run on all conditionally approved applications in accordance with The New Jersey Fair Chance in Housing Act. Please refer to the “Criminal Background Check Disclosure Statement” portion of your application for the complete policy and criteria.

Occupancy: There is a maximum occupancy limit on each type of apartment. One bedroom – 3 occupants and two bedrooms – 5 occupants. Violation of this regulation will result in eviction if not corrected immediately.

Please be advised that the submission of your application does not hold an apartment. An apartment will only be held for you once we receive the required deposit. Our company policy is based on a first come, first served basis.

Every applicant will be required to submit the following documentation:

1. Copy of Photo Identification (for each applicant)
2. Copy of Social Security Card (for each applicant)
3. Proof of Income (Last thirty days of pay stubs)
4. Verification of Landlord History(click to view/download)
5. Civil Rights Form(click to view/download)

Lease Term: 12 Months

Pet Fee: $25.00 per month per dog (maximum one dog) and a $10.00 per cat (maximum two cats), $250 non-refundable pet fee per pet. See our pet policy for more information.

Internal Transfer: Only allowed after initial lease term has been fulfilled. $450.00 if during lease term. No charge if term is fulfilled. You may only up/down grade. No lateral transfers are permitted.

Lease Termination: Two month’s current rent, as per lease.

Internal Transfer: $450 if during lease term. No charge if term is fulfilled. You may only up/down grade. No lateral transfers.

Rent Includes: Heat. Resident is responsible for electric.

NSF Fee: $50

Late Fee: 4% of rent

Start Application